The student will gain a comprehensive understanding
of life insurance that will help sharpen his or her skills and abilities needed
to provide professional services to his or her clients.
The student will gain an understanding of life
insurance from a historical standpoint. He or she will review the different
aspects of the life policy and its riders. The student then will learn how the
features of the policy are applied to the client's needs through a concept known
as needs analysis.
The student will
review the major laws and tax regulations as they affect life insurance and its
uses. The Center allows you up to six months to complete this course.
Unit |
Title |
1 |
Insurance - History and Myths |
2 |
General Insurance Basics - Part I |
3 |
General Insurance Basics - Part II |
4 |
General Insurance Basics Part III |
5 |
Life Insurance Basics Insurable Interest and Indemnity |
6 |
Life Insurance Policies Term Insurance Part I |
7 |
Life Insurance Policies Term Insurance Part II |
8 |
Life Insurance Policies Whole Life Insurance |
9 |
Life Insurance Policies Variations of Whole Life Insurance |
10 |
Life Insurance Policies Flexible Policies |
11 |
Life Insurance Policies Specialized Policies |
12 |
Life Insurance Policy Required Provisions Part I |
13 |
Life Insurance Policy Required Provisions Part II |
14 |
Life Insurance Policy Options and Exclusions |
15 |
Group Life Insurance Basic Characteristics |
16 |
Group Life Insurance Provisions and Group Plans |
17 |
Group Life Insurance Underwriting Requirements |
18 |
Life Insurance Beneficiaries Part I |
19 |
Life Insurance Beneficiaries Part II |
20 |
Life Insurance Settlement Options Beneficiaries Part I |
21 |
Life Insurance Settlement Options Beneficiaries Part II |
22 |
Life Insurance Withdrawal and Dividend Options |
23 |
Life Insurance Policy Riders Disability-Related |
24 |
Life Insurance Policy Riders Part II |
25 |
Life Insurance Policy Riders Part III |
26 |
Uses of Life Insurance |
27 |
Determining Amount of Personal Life Insurance |
28 |
Introduction to Needs Analysis |
29 |
Needs Analysis Approach Part I |
30 |
Needs Analysis Approach Part II |
31 |
Needs Analysis Approach Part IV |
32 |
Needs Analysis Approach Part V |
33 |
Needs Analysis Approach Part VI |
34 |
Needs Analysis Approach VII |
35 |
Individual Underwriting by the Insurer |
36 |
Individual Underwriting by the Insurer Part II |
37 |
Risk Selection Criteria and Unfair Discrimination |
38 |
Risk Selection Criteria and Unfair Discrimination Part II |
39 |
The Role of the Producer Part I - Solicitation and Sales |
40 |
The Role of the Producer Part II - Application Process |
41 |
The Role of the Producer Part III - Illustrations and Disclosures |
42 |
Insurance System and The Role of the Producer |
43 |
The Role of the Producer Part V - Ethics |
44 |
Classes of Life Insurance - Policy Comparisons Part I |
45 |
Premiums |
46 |
Classes of Life Insurance - Policy Comparisons Part II |
47 |
Modified Endowment Contracts (MECs) |
48 |
Taxation of Personal Life Insurance Death Taxes |
49 |
Taxation of Personal Life Insurance Part II |
50 |
Taxation of Business Life Insurance |
51 |
Retirement Concepts I Qualified Plans |
52 |
Retirement Concepts II |
53 |
Annuities Part I |
54 |
Annuities Part II |
55 |
Annuities Part III Taxation Considerations |
56 |
Social Security |
57 |
Federal Regulations Affecting Insurance |
58 |
Federal Regulations Affecting Insurance - Case Laws |
59 |
Federal Regulations Affecting Insurance III |
60 |
Retirement Concepts Life Insurance in a Qualified Plan |