Course Objective:

Life, Accident & Health licensees whose license is issued or renewed on or after April 1, 2010, are required to be annuity certified. Each year from the date of certification the licensee must complete at least a 4-hour annuity CE course. This course meets this CE requirement.

This course reviews Texas annuity regulations and replacement guidelines. The Center allows you up to six months to complete this course.

Course Outline:

  1. Introduction to Variable Annuities
  2. Variable  Annuities II 
  3. Variable  Annuities III
  4. Variable Annuities IV 
  5. Annuity Investing Advantages
  6. Disadvantages of Investing in Annuities
  7. Mutual Funds vs. Annuities, Taxation 
  8. Tax-Deferred Qualified Plans
  9. Annuity Terms to Remember 
  10. Texas Annuity Certification 
  11. Prohibitions
  12. Short Term Memory Deficiency & Annuity Purchases 
  13. Buyer Competence
  14. More Senior lssues
  15. Senior Issues II; Selling to Seniors 
  16. Prohibited Practices Penal Code - Chapter 35